"I'm a First Time Buyer"

The problems facing first-time buyers are almost legendary.  For many, the first problem is affordability.  Then there's the fact that many mortgage deals aren't available to first-time buyers.  Further, there are options surrounding affordable housing, key worker deals, shared ownership, parental help, guarantors, deposits, and more.  No wonder the poor first-time buyer hardly knows what to do, and what may be available, and affordable.

The Mortgage Company Limited* can help first-time buyers in a number of ways to make that dream of owning your first home a reality.  We have tremendous experience in this field, and would be delighted to take you through all the options that are available to you. Perhaps most importantly, we will tell you if, in our opinion, you won't be able to get (or afford) a mortgage at the present time.  As responsible brokers, it is not part of our business to persuade people into taking on commitments that they really cannot afford.

Once you've bought your new home,  you need to be sure that you can keep it if anything goes wrong. This is all part of the affordability calculation, and it would be wrong of us to neglect this most important element of home-buying.  We will take you through what's important, what's not, and how best to afford what you need.

In summary, if you're a confused first-time buyer, call us or click the "Contact Us" button, and we'll help you all we can.

Your home may be repossessed if you do not keep up repayments on your mortgage.

* is a trading name of Karrek Financial Management Ltd.